1. Accueil
  2. Trésor-Info
  3. Macroprudential

Trésor-Info

Macroprudential

Miniature
Trésor-Eco

Measuring France’s Financial Vulnerability

Rédigé par : Eva Heyl, François Belle-Larant

The macroprudential policy aims to safeguard the proper functioning of the financial system as a whole. In France, the policy is implemented by the High Council for Financial Stability (HCSF). The indicator of financial vulnerability quantifies the extent of vulnerability at a precise instant and compares it with previous periods. It is the French Treasury’s in-house instrument for assessing finan... Lire la suite

Miniature
Trésor-Eco

The Consequences of Regulating Mortgage Lending Conditions

Rédigé par : Stéphane Frachot, Alisée Koch

In response to rising mortgage debt for households, regulation of mortgage lending conditions for households was introduced in France by the Higher Council for Financial Stability. An assessment has shown that this measure, which became binding in 1 January 2022, has reduced the average DSTI ratio while increasing the average mortgage maturity. However, the effect on property prices has been limit... Lire la suite